Searching for George Bernard Shaws -True Joy in Life
Volunteering at Paws, Siskiyou Humane Society Thrift store and being totally worn out! Continue Reading
Volunteering at Paws, Siskiyou Humane Society Thrift store and being totally worn out! Continue Reading
There are fees and expenses associated with mortgages that must be paid by the closing date for closing costs, and pre-paid items, in addition to the down payment. These amounts can vary according to the type of loan, mortgage company, customary practices of the area, Continue Reading
Points can help with affordability used as a temporary or permanent buydown of the rate or to pay the buyers' closing costs. Continue Reading
Sales in February 2023 were up 14.5% month over month and still down 22.6% year over year according to the NAR Housing Snapshot. The median sales price dipped 0.2% to $363,000 and there are 2.6 months supply of homes on the market compared to 1.7 months a year Continue Reading
Inspections are intended to identify non-working items or issues, not meant to be a list of repairs the seller is expected to make before closing. Continue Reading
Home warranties provide an added level of "peace of mind" for the buyer during this period of lower sales and affordability issues Continue Reading
The biggest shock to homebuyers is the soaring mortgage rates of 2022 that doubled in one year resulting in approximately 15 million mortgage ready buyers displaced from the market due to affordability issues. As of February 23, 2023, the 30-year fixed rate mortgage was Continue Reading